Finance

Flexible options to suit

Finance options available on our entire range of wrought iron gates & Railings

We are the only Wrought Iron Company in the UK to offer flexible finance packages on purchases over £1000*

Buying decorative Wrought Iron & Timber gates just became even easier. You can pay North Valley Forge using your own sourced funds or personal finances, alternatively, you can choose one of the following options to spread the cost in the way you prefer.

If you purchase your gates using finance then you will benefit from the extra protection under The Consumer Credit Act 1974.

There are 2 options to choose from

Buy Now Pay Later

Pay the balance in 2020!

buy-now-pay-later-gates

Pay a 30% deposit and pay the remaining balance up to 12 months after the installation date.

No interest to pay if you settle within this time!

0% APR Representative

Up to 24 months Interest free credit

zero-interst-finance-gates

Pay a 50% deposit and then a regular monthly payment plan after the installation date.

Interest free for 12 or 24 months plan.

With this facility you have 12 months from the installation date in which to pay back the ‘Amount of Credit’ with a £29 settlement fee. There will be no other charges or interest during this period.

 

If this is not paid back within the 12 months then you must begin making payments by direct debit over 120 months at a deferred interest rate of 19.9 APR.

 

Our funding options are protected by the Consumer Credit Act therefore your deposit and Guarantee are safeguarded, giving you extra peace of mind.

 

The payment date is shown on the Credit Agreement and you will also receive a reminder letter before this due date.

For Interest Free Finance a 50% deposit is required when placing your order with us.

 

The remaining payments on this finance package are as follows:

Your purchase price less the deposit, divided equally over either a 12 or 24 month period, with no interest or fees charged.

 

Here is an example of how our 0% finance package is broken down to give you a better idea of how it works.

  • Buy Now Pay Later Example

    • Cash price ….. £5000
    • Deposit 30% ….. £1500
    • Amount of Credit ….. £3500
    • Rate of Interest ….. 0% p.a. fixed
    • Representative APR ….. 0.0% APR
    • Term ….. 12 months
    • Settle credit balance in full within the 12 month period
    • Total Amount Payable ….. £5029

  • 0% APR Representative Example

    • Cash price ….. £5000
    • Deposit 50% ….. £2500
    • Amount of Credit ….. £2500
    • Rate of Interest ….. 0% p.a. fixed
    • Representative APR ….. 0.0% APR
    • Term ….. 24 months
    • 24 Monthly Repayments ….. £104.16
    • Total Amount Payable ….. £5000

Our Directors will go through all the information and lending criteria regarding our packages at point of sale. Alternatively, call us on 01282 677300 and we can discuss your options.
Payment schedules will be clearly set out and provided to you for your records. You will require proof of identification for finance applications.

* Credit is subject to application and status. Terms & Conditions apply.
North Valley Forge LTD act as a credit broker and not the lender.

If you have any issues please click here to view our complaints-handling procedure »